Written by richard on 08 March 2010
An amazing £135 billion of retirement fund fund money is due to mature over the next few years as the BabyBoomers move into retirement. However, thousands of these Pension Investors are short-changed because they miss out on the best available pension advice.
With your Retirement Pension Options you should consider carefully what decisions you
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Written by richard on 23 February 2010
Pension Planning:
Over the past couple of weeks I have been inundated with a enquiries on two subjects relating to Pensions, and felt it would be worthwhile providing a bit more comment for you here.
Pension Charges
During recent years Pension Charges have fallen dramatically, gone are the days of old where a Pension Provider charged:-
A
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Written by richard on 16 February 2010
When looking for the Best Saving Account Rates you need to remember that these are at an all time low and on doing some comparisions for a client this morning can offer you some very good news indeed.
Best Saving Account Rates Rates
The panacea for risk free investments has to be:-
A guaranteed Interest Rate with no
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Written by richard on 15 February 2010
Fund research – As you may, or may not be aware, when researching the funds for the database I ignore the latest trends, new funds and “star” managers, and concentrate on analysing the actual performance achieved. So when attempting to pick the top performing funds it is refreshing to find an Investment Adviser that
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Written by richard on 18 January 2010
More Ways To Find Out If You Have a Duff Pension Plan And The Action You Can Take To Solve It.
Over the past couple of weeks (yup I know we have just come past Christmas) I have been speaking to more and NPI Pension Owners. This is good news because many have been sadly lacking
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Written by richard on 05 January 2010
It is quite amazing to me that the regulator, the Financial Services Authority, has allowed the biggest single sector of the UK investment market to end up in a big mess mess.
When considering With-Profits investments, and finding the correct advice via an Investment Adviser both as a concept and in reality, should be simple, however
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Written by richard on 28 December 2009
The self employed rapidly becoming marginal in the world of pensions , under-provisioned and not seen by most recent governments and political parties, many it seems will arrive at pensionable age with very little income..
There are a couple of issues facing the self employed face when building up a retirement pot.
They are
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Written by richard on 07 December 2009
Anyone born on or between April 7 1955 and April 5 1960, will see the minimum age at which they can retire increase with effect from April 2010. The effect of this is that you will only be able to draw pension benefits in 5 years time at the minimum age of 55.
So if you
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Written by richard on 24 November 2009
I have been busy of late helping many of you with very poor pension providers. Doing the things that they should be doing for you, and with this in mind I have just published a mini article which you may find of interest.
The link to this is here >>
Richard Smith
0845 226 9106
For those of you
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Written by richard on 10 November 2009
Equitable Life Personal Pension Plans Some further Guidance Richard Smith – Independent Financial Adviser
Following some further work I have carried out for some policy holders of Equitable Life Pension and Investment Plans I am pleased to provide an overview and a brief guide to your options.
Equitable Life closed to New Business in
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