Guaranteed Money – whatever next
This post is Guaranteed to save you Money or Make you Money or I will pay you £200 for your time. (Please see below).
Here are some of the Headlines from the past few weeks, I am sorry for reminding you.
Credit Crunch| Mortgage Misery as Interest Rates Increase | House Prices Heading South | Inheritance Tax set to bite | More Fuel Increases on the Way | Council Taxes can only go up | Nursing home fees, will take most of the equity from your home (perhaps that should read all) |
If you are anything like me you are either bored with the Headlines or are waiting for a Crash or Crunch or similar, but it does not have to be like that.
As for me, I do not believe the hype. There are some issues with the wider economy and we are seeing some issues with liquidity in the Banking Sector. What we are seeing is that much of bad news being propagated by the popular press in order to sell newspapers. We live in World where economic cycles drive everything we just happened to have a long run of one very positive cycle
So what can I do about it? I am an Independent Financial Expert and well placed to make recommendations to you in relation to any areas of your Personal Financial Planning. Those topics covered above are what many of clients are currently concerned about, whatever your current financial position we can help.
More importantly, whatever your current circumstances the fundamentals still need sorting out,
* You still need to protect your family and your business in case of death or disability
* You still need to manage your Tax Affairs in order to ensure you do not pay more than is due
* You still need to make sure that you keep a roof over your head at with a mortgage at a reasonable interest rate.
* You and your Parents need to make sure that their respective estates are set up correctly in order to reduce the impact of Inheritance Tax and or the need for Long Term Nursing Home Care in later life.
* You still need to make sure you have adequate plans in place for your Retirement, and review any uncompetitive products you have in place currently.
I fully appreciate that many of our new clients and potential clients do not understand how we can add value to your Personal Financial Planning, which is why we offer you the unconditional guarantee, if we cannot improve your financial standing/well being at least to the value of £200 we will pay you this amount, I guess if I were an American I would call it a win win.
This is probably the best opportunity you will have this year to improve your finances, without obligation, and without any commitment Call me today on 0800 781 2031 to arrange a meeting or email me via the contact pages.
Remember unlike most of the High Street Financial Organisations I am not a Suited Sales Person (much of the time I have given up wearing a suit in any case), Genuine Independent and Impartial Advice awaits, I look forward to speaking to you.
Richard Smith

