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<channel>
	<title>Richard Smith  - The Finance Zone Independent and Impartial Advice about Financial Matters</title>
	<atom:link href="http://www.thefinancezone.co.uk/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.thefinancezone.co.uk</link>
	<description>Financial Advice  - Estate Planning - News Views</description>
	<lastBuildDate>Mon, 08 Mar 2010 14:34:44 +0000</lastBuildDate>
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			<item>
		<title>Retirement Pension Options</title>
		<link>http://www.thefinancezone.co.uk/retirement-pension-options/</link>
		<comments>http://www.thefinancezone.co.uk/retirement-pension-options/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 14:03:23 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Best Savings Account Rates]]></category>
		<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Pensions - News]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=416</guid>
		<description><![CDATA[An amazing £135 billion of retirement fund fund money is due to mature over the next few years as the BabyBoomers move into retirement. However, thousands of these Pension Investors are  short-changed because they miss out on the best available pension advice.
With your Retirement Pension Options you should consider carefully what decisions you make sooner [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/retirement-pension-options/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension Charges &#124; Fund Choice &#124; Abbey Life &#124; Target Life &#124;</title>
		<link>http://www.thefinancezone.co.uk/pension-charges-fund-choice-abbey-life-target-life/</link>
		<comments>http://www.thefinancezone.co.uk/pension-charges-fund-choice-abbey-life-target-life/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 15:41:54 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Pensions - News]]></category>
		<category><![CDATA[Hill Samuel]]></category>
		<category><![CDATA[Pension Fund Choices]]></category>
		<category><![CDATA[Pension Funds]]></category>
		<category><![CDATA[Pension Planning]]></category>
		<category><![CDATA[Target Life]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=402</guid>
		<description><![CDATA[Pension Planning:

Over the past couple of weeks I have been inundated with a enquiries on two subjects relating to Pensions, and felt it would be worthwhile providing  a bit more comment for you here.

Pension Charges
During recent years Pension Charges have fallen dramatically, gone are the days of old where a Pension Provider charged:-
A monthly plan [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/pension-charges-fund-choice-abbey-life-target-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Best Saving Account Rates &#124; 3.21% Gross &#124; Deposit Based Investment</title>
		<link>http://www.thefinancezone.co.uk/best_savings_account_rate/</link>
		<comments>http://www.thefinancezone.co.uk/best_savings_account_rate/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 15:46:11 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Important]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[ISA Investments]]></category>
		<category><![CDATA[Poor Investments]]></category>
		<category><![CDATA[Savings and Investments]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=393</guid>
		<description><![CDATA[When looking for the Best Saving Account Rates you need to remember that these are at an all time low and on doing some comparisions for a client this morning can offer you some very good news indeed.
Best Saving Account Rates Rates
The panacea for risk free investments has to be:-
A guaranteed Interest Rate with no [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/best_savings_account_rate/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fund Research &#124; How to pick the top performing funds</title>
		<link>http://www.thefinancezone.co.uk/fund-research-how-to-pick-the-top-performing-funds/</link>
		<comments>http://www.thefinancezone.co.uk/fund-research-how-to-pick-the-top-performing-funds/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 18:45:56 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Important]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[NPI News]]></category>
		<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Royal Sun Alliance]]></category>
		<category><![CDATA[Scottish Provident]]></category>
		<category><![CDATA[Windsor Life]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=391</guid>
		<description><![CDATA[Fund research – As you may, or may not be aware, when researching the funds for the database I ignore the latest trends, new funds and “star” managers, and concentrate on analysing the actual performance achieved.  So when attempting to pick the top performing funds it is refreshing to find an Investment Adviser that [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/fund-research-how-to-pick-the-top-performing-funds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>NPI Pensions &#124; Abbey Life Pensions &#124; Fund Choice and Investment Risk</title>
		<link>http://www.thefinancezone.co.uk/npi-pensions-abbey-life-pensions-fund-choice-and-investment-risk/</link>
		<comments>http://www.thefinancezone.co.uk/npi-pensions-abbey-life-pensions-fund-choice-and-investment-risk/#comments</comments>
		<pubDate>Mon, 18 Jan 2010 16:57:08 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[NPI News]]></category>
		<category><![CDATA[Colonial Mutual Pension]]></category>
		<category><![CDATA[Home Buyers Guide]]></category>
		<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Investment Returns]]></category>
		<category><![CDATA[NPI Pension]]></category>
		<category><![CDATA[Pearl Assurance]]></category>
		<category><![CDATA[Pension Transfers]]></category>
		<category><![CDATA[Poor Investments]]></category>
		<category><![CDATA[State Pension]]></category>
		<category><![CDATA[Windsor Life]]></category>
		<category><![CDATA[With Profit Bonds]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=382</guid>
		<description><![CDATA[More Ways To Find Out If You Have a Duff Pension Plan And The Action You Can Take To Solve It.
Over the past couple of weeks (yup I know we have just come past Christmas) I have been speaking to more and NPI Pension Owners. This is good news because many have been sadly lacking [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/npi-pensions-abbey-life-pensions-fund-choice-and-investment-risk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>With Profits Investment &#124; Investment Adviser &#124; The Finance Zone.co.uk</title>
		<link>http://www.thefinancezone.co.uk/with-profits-investment-investment-adviser-the-finance-zone-co-uk/</link>
		<comments>http://www.thefinancezone.co.uk/with-profits-investment-investment-adviser-the-finance-zone-co-uk/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 15:07:58 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Abbey Life Pension]]></category>
		<category><![CDATA[Pearl Assurance]]></category>
		<category><![CDATA[Pension Transfers]]></category>
		<category><![CDATA[Scottish Provident]]></category>
		<category><![CDATA[With Profit Investments]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=380</guid>
		<description><![CDATA[It is quite amazing to me that the regulator, the Financial Services Authority, has allowed the biggest single sector of the UK investment market to end up in a big mess mess.
When considering With-Profits investments, and finding the correct advice via an Investment Adviser  both as a concept and in reality, should be simple, however [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/with-profits-investment-investment-adviser-the-finance-zone-co-uk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Self Employed Pensions &#124; Abbey Life Personal Pension Planning &#124;</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-self-employed-pensions-abbey-life-personal-pension-planning/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-self-employed-pensions-abbey-life-personal-pension-planning/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 13:02:05 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[NPI News]]></category>
		<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Royal Sun Alliance]]></category>
		<category><![CDATA[Scottish Provident]]></category>
		<category><![CDATA[Windsor Life]]></category>
		<category><![CDATA[Abbey Life Pension]]></category>
		<category><![CDATA[Barclays Life]]></category>
		<category><![CDATA[Colonial Mutual Pension]]></category>
		<category><![CDATA[NPI Pension]]></category>
		<category><![CDATA[Pension Transfers]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=372</guid>
		<description><![CDATA[The self employed  rapidly  becoming   marginal  in the world of  pensions , under-provisioned  and not seen by most recent governments and political parties, many it seems will arrive at  pensionable age with very little income..
There are a couple of  issues facing the self employed face when building up a retirement pot.
They are entitled only to [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-self-employed-pensions-abbey-life-personal-pension-planning/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Ages Changing &#124; Pensions Advice &#124; Richard Smith &#8211; thefinancezone.co.uk</title>
		<link>http://www.thefinancezone.co.uk/retirement-ages-changing-pensions-advice-richard-smith-thefinancezone-co-uk/</link>
		<comments>http://www.thefinancezone.co.uk/retirement-ages-changing-pensions-advice-richard-smith-thefinancezone-co-uk/#comments</comments>
		<pubDate>Mon, 07 Dec 2009 17:42:38 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[NPI News]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Pensions - News]]></category>
		<category><![CDATA[Royal Sun Alliance]]></category>
		<category><![CDATA[Scottish Provident]]></category>
		<category><![CDATA[Windsor Life]]></category>
		<category><![CDATA[Abbey Life Pension]]></category>
		<category><![CDATA[Colonial Mutual Pension]]></category>
		<category><![CDATA[Mortgages  Advice in Copthorne Crawley and East Grinstead]]></category>
		<category><![CDATA[NPI Pension]]></category>
		<category><![CDATA[Pearl Assurance]]></category>
		<category><![CDATA[Pension Transfers]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=366</guid>
		<description><![CDATA[Anyone born  on or between April 7 1955 and April 5 1960, will see the minimum age at which they can retire increase with effect from April 2010.  The effect of this is that you will only be able to draw pension benefits in 5 years time at the minimum age of 55.
So if you [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/retirement-ages-changing-pensions-advice-richard-smith-thefinancezone-co-uk/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension Planning &#8211; The Finance Zone &#8211; Advice and Ongoing Help</title>
		<link>http://www.thefinancezone.co.uk/pension-planning-the-finance-zone-advice-and-ongoing-help/</link>
		<comments>http://www.thefinancezone.co.uk/pension-planning-the-finance-zone-advice-and-ongoing-help/#comments</comments>
		<pubDate>Tue, 24 Nov 2009 20:19:46 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[NPI News]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Pensions - News]]></category>
		<category><![CDATA[Royal Sun Alliance]]></category>
		<category><![CDATA[Scottish Provident]]></category>
		<category><![CDATA[Abbey Life Pension]]></category>
		<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Mortgages  Advice in Copthorne Crawley and East Grinstead]]></category>
		<category><![CDATA[NPI Pension]]></category>
		<category><![CDATA[Pearl Assurance]]></category>
		<category><![CDATA[Pension Transfers]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=359</guid>
		<description><![CDATA[I have been busy of late helping many of you with very poor pension providers. Doing the things that they should be  doing for you, and with this in mind I have just published a mini article which you may find of interest.
The link to this is here &#62;&#62;
Richard Smith
0845 226 9106
For those of you [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/pension-planning-the-finance-zone-advice-and-ongoing-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Equitable Life Pension &#124; A Few Reasons To Review Your Pension Now</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-equitable-life-pension-a-few-reasons-to-review-your-pension-now/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-equitable-life-pension-a-few-reasons-to-review-your-pension-now/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 17:36:21 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[Equitable Life]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Abbey Life Pension]]></category>
		<category><![CDATA[Barclays Life]]></category>
		<category><![CDATA[Colonial Mutual Pension]]></category>
		<category><![CDATA[Equitable Life Pension]]></category>
		<category><![CDATA[Pearl Assurance]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=356</guid>
		<description><![CDATA[Equitable Life Personal Pension Plans Some further Guidance Richard Smith – Independent Financial Adviser
Following some further work I have carried out for some policy holders  of Equitable Life Pension and Investment Plans I am pleased to provide an overview  and  a brief guide to your options.
Equitable Life closed to New Business in [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-equitable-life-pension-a-few-reasons-to-review-your-pension-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Pearl Pension &#124; A Few Reasons To Review Your Pension Now</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-pearl-pension-a-few-reasons-to-review-your-pension-now/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-pearl-pension-a-few-reasons-to-review-your-pension-now/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 17:16:05 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Pensions - News]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=352</guid>
		<description><![CDATA[Pearl Personal Pension Plans Some further Guidance Richard Smith – Independent Financial Adviser
Following some further work I have carried out for some policy holders  of Pearl Pension and Investment Plans I am pleased to provide an overview  and  a brief guide to your options.
Pearl closed to New Business in 2000, prior to [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-pearl-pension-a-few-reasons-to-review-your-pension-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Abbey Life Pension &#124; A Few Reasons To Review Your Pension Now</title>
		<link>http://www.thefinancezone.co.uk/abbey-life-pension-a-few-reasons-to-review-your-pension-now/</link>
		<comments>http://www.thefinancezone.co.uk/abbey-life-pension-a-few-reasons-to-review-your-pension-now/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 17:11:02 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[Pensions - News]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=350</guid>
		<description><![CDATA[Abbey Life Personal Pension Plans Some further Guidance Richard Smith – Independent Financial Adviser 
Following some further work I have carried out for some policy holders  of Abbey Life Pension and Investment Plans I am pleased to provide an overview  and  a brief guide to your options.
Abbey Life closed to New Business in 2000, prior [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/abbey-life-pension-a-few-reasons-to-review-your-pension-now/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Abbey Life Pensions &#124; Change To Minimum Retirement Age</title>
		<link>http://www.thefinancezone.co.uk/abbey-life-pensions-change-to-minimum-retirement-age/</link>
		<comments>http://www.thefinancezone.co.uk/abbey-life-pensions-change-to-minimum-retirement-age/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 12:16:44 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[NPI News]]></category>
		<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Pensions - News]]></category>
		<category><![CDATA[Royal Sun Alliance]]></category>
		<category><![CDATA[Scottish Provident]]></category>
		<category><![CDATA[Windsor Life]]></category>
		<category><![CDATA[Abbey Life Pension]]></category>
		<category><![CDATA[Barclays Life]]></category>
		<category><![CDATA[Colonial Mutual Pension]]></category>
		<category><![CDATA[NPI Pension]]></category>
		<category><![CDATA[Pearl Assurance]]></category>
		<category><![CDATA[Pension Transfers]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=345</guid>
		<description><![CDATA[CHANGE TO MINIMUM RETIREMENT AGE Important Update For Abbey Life Pension Holders (and others).
 
Some Abbey Life Personal Pensions have a very limited options in relation to the way that Retirement Benefits can be taken, effectively this means that if you do not make the choice to move your Pension on the Selected Retirement date [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/abbey-life-pensions-change-to-minimum-retirement-age/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Finance Zone &#124; Stock Market Commentary</title>
		<link>http://www.thefinancezone.co.uk/finance-zone-stock-market-commentary/</link>
		<comments>http://www.thefinancezone.co.uk/finance-zone-stock-market-commentary/#comments</comments>
		<pubDate>Thu, 24 Sep 2009 13:35:07 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[With Profit Bonds]]></category>
		<category><![CDATA[With Profit Investments]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=331</guid>
		<description><![CDATA[Richard Smith &#8211; The Finance Zone &#8211; Market Commentary &#8211; September 2009
Equity markets have rallied sharply since early July, during what is usually a quiet time of year (whatever happened to “sell in May and go away”?), encouraged by a better than expected earnings on both sides of the Atlantic and by signs that most [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pension and Investment Planning Advice &#124; Copthorne Crawley and East Grinstead</title>
		<link>http://www.thefinancezone.co.uk/pension-and-investment-planning-advice-coppthorn-crawley-and-east-grinstead/</link>
		<comments>http://www.thefinancezone.co.uk/pension-and-investment-planning-advice-coppthorn-crawley-and-east-grinstead/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 16:58:23 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Investments]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=328</guid>
		<description><![CDATA[At last the UK Government (via  the Treasury) has started to indicate that something is up and they may be looking to raise money in other ways. Possibly because the rates offered from the City are looking to be a little on the high side.
Now before I get a million emails outlining the error of [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/pension-and-investment-planning-advice-coppthorn-crawley-and-east-grinstead/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Mervyn King</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-mervyn-king/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-mervyn-king/#comments</comments>
		<pubDate>Sat, 12 Sep 2009 13:27:03 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Mortgage Arrears]]></category>
		<category><![CDATA[News - Updates]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=325</guid>
		<description><![CDATA[It looks like the political fallout from the Bank of England’s decisions over the past few years are going to continue well into the future, oh and past April 2010 if there is an election called then.
So with David Blanchflower blaming Mervyn King in the New Statesman I wonder how long it will be before [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-mervyn-king/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Pensions &#124; Inheritance Tax &#124; Investment Funds</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-pensions-inheritance-tax-investment-funds/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-pensions-inheritance-tax-investment-funds/#comments</comments>
		<pubDate>Thu, 10 Sep 2009 13:09:26 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[News - Updates]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=322</guid>
		<description><![CDATA[Interesting month this looks likely to be. September often is. People are beginning to talk about a Double Dip recession as if it could be a possibility. Maybe they are right.
It will certainly upset most of the Estate Agents in the UK.
So what is my focus over the coming months.
Firstly Poor Performing Pensions with providers [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-pensions-inheritance-tax-investment-funds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Abbey Life Pension Holders &#124; April Deadline Looms &#124;</title>
		<link>http://www.thefinancezone.co.uk/abbey-life-pension-holders/</link>
		<comments>http://www.thefinancezone.co.uk/abbey-life-pension-holders/#comments</comments>
		<pubDate>Fri, 28 Aug 2009 08:52:47 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Pensions - News]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=320</guid>
		<description><![CDATA[For Abbey Life Pension holders  the date of the 6th
April 2010 has even more  significance  as the minimum age you can draw your Pension is increasing.
I have already covered many of  the issues in relation to Abbey and a few  other providers here Abbey Life Pension. 
The Pension Age is increasing [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/abbey-life-pension-holders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EU Rebate &#8211; Farce</title>
		<link>http://www.thefinancezone.co.uk/eu-rebate-farce/</link>
		<comments>http://www.thefinancezone.co.uk/eu-rebate-farce/#comments</comments>
		<pubDate>Tue, 25 Aug 2009 09:59:43 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[General Financial News]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=312</guid>
		<description><![CDATA[Something you might want to take up with your MP over the coming few months is the issue of the reduction of our E U Contribution Rebate which is said to be worth at least £257 per British Household.
You may remember this, part agreed because of the Common Agricultural Policy (CAP) as it was argued [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/eu-rebate-farce/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Council of Mortgage Lenders</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-council-of-mortgage-lenders/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-council-of-mortgage-lenders/#comments</comments>
		<pubDate>Sat, 22 Aug 2009 12:34:51 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Mortgage Arrears]]></category>
		<category><![CDATA[Mortgage Advice]]></category>
		<category><![CDATA[Mortgage Planning]]></category>
		<category><![CDATA[Mortgages  Advice in Copthorne Crawley and East Grinstead]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=301</guid>
		<description><![CDATA[


Updates   from the Council of Mortgage Lenders (CML) indicate that an increased number   of new house are getting help from parents to enter the market.
This   might not be good news in itself, however when shown together with the facts   that lending criteria stopped tightening which means that [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-council-of-mortgage-lenders/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Right Move Say What?</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-right-move-say-what/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-right-move-say-what/#comments</comments>
		<pubDate>Fri, 21 Aug 2009 12:32:17 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Mortgage Arrears]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property Prices]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=299</guid>
		<description><![CDATA[


According to the Rightmove House Price Index the average asking price   for a property increased by 0.6% in July to £227,864, up from £226,436 in   June.
In a   period where Doom and Gloom are the overriding factor for any good news that   may be around. 
 
I have [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-right-move-say-what/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Managing Those Expectations</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-managing-those-expectations/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-managing-those-expectations/#comments</comments>
		<pubDate>Wed, 19 Aug 2009 12:29:26 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[House Buying]]></category>
		<category><![CDATA[Property Prices]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=297</guid>
		<description><![CDATA[Home Buyers Guide – New Research shows that ambition cannot be contained.
New research from Alliance &#38; Leicester Bank reveals that the recession has not affected the financial ambitions of young people today compared to two years ago, when the economy was in better shape. 
The research findings reveal:

The average earning expectations     [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-managing-those-expectations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124; Home Buyers Guide &#124;</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-home-buyers-guide/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-home-buyers-guide/#comments</comments>
		<pubDate>Sat, 15 Aug 2009 12:25:07 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Mortgage Arrears]]></category>
		<category><![CDATA[Home Buyers Guide]]></category>
		<category><![CDATA[House Prices]]></category>
		<category><![CDATA[Property]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=295</guid>
		<description><![CDATA[Survey: 24% settle for second best property 
Not sure why this should apply to anyone, I had written a Home Buyers guide to ensure that your did not end up buying a “DOG” of Property and getting a Bargain to boot.
The Home Buyers Guide covers nearly all of the information you need in order to [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-home-buyers-guide/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Finance Zone &#124;Overdrafts and Loans</title>
		<link>http://www.thefinancezone.co.uk/the-finance-zone-overdrafts-and-loans/</link>
		<comments>http://www.thefinancezone.co.uk/the-finance-zone-overdrafts-and-loans/#comments</comments>
		<pubDate>Fri, 14 Aug 2009 12:22:13 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[Overdrafts]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=293</guid>
		<description><![CDATA[As a Financial Adviser and Commentator on Financial Matters you sometimes see things and shout to yourself NO! That’s wrong, and this is one of these stories.
We all know that the Banks are having to rebuild themselves with increased rates to borrowers and of course lower interest rates generally which make profits fantastic.
Not only that [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/the-finance-zone-overdrafts-and-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Planning &#124; All Change.</title>
		<link>http://www.thefinancezone.co.uk/financial-planning-all-change/</link>
		<comments>http://www.thefinancezone.co.uk/financial-planning-all-change/#comments</comments>
		<pubDate>Wed, 12 Aug 2009 12:19:33 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Abbey Life]]></category>
		<category><![CDATA[General Financial News]]></category>
		<category><![CDATA[NPI News]]></category>
		<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[Pearl Pension]]></category>
		<category><![CDATA[Pensions - News]]></category>
		<category><![CDATA[Royal Sun Alliance]]></category>
		<category><![CDATA[Scottish Provident]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=290</guid>
		<description><![CDATA[Links like this one would have you believe that you will now all have to start altering and adapting your plans and probably your adviser, this is not the case.
I will provide a formal update this aspect in due course.
As some of you will have noticed in recent weeks  from my rants. The problems with [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/financial-planning-all-change/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Arrears &#8211; Absolute Disgust.</title>
		<link>http://www.thefinancezone.co.uk/mortgage-arrears-absolute-disgust/</link>
		<comments>http://www.thefinancezone.co.uk/mortgage-arrears-absolute-disgust/#comments</comments>
		<pubDate>Sun, 09 Aug 2009 10:34:12 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Mortgage Arrears]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=285</guid>
		<description><![CDATA[Yesterday we had a major attack from the Treasury Select Committee over Mortgage Arrears and how Lenders are treating mortgage arrears fees
John McFall MP said he was shocked by the slow speed of the regulator, which of course has put in place  whole series of rules and regulations outlining how Customers have to be &#8220;treated [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/mortgage-arrears-absolute-disgust/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Windsor Life  Pension &#124; National Mutual Life&#124; NPI Pension&#124; Royal Sun Alliance &#124; NATWEST Pension &#124; Self Invested Personal Pensions etc</title>
		<link>http://www.thefinancezone.co.uk/windsor-life-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/</link>
		<comments>http://www.thefinancezone.co.uk/windsor-life-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/#comments</comments>
		<pubDate>Sat, 08 Aug 2009 16:05:16 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Windsor Life]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=282</guid>
		<description><![CDATA[

If you have a WINDSOR LIFE Pension you must take action today!
It’s now 2009 and the decade seems to be slipping away, however the old problems of poor performing and high charging Pension Plans do not seem to go away.
Despite the regulator asking more and more of the industry there seems to be no notice [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/windsor-life-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House Buying &#124; The BBC Reports &#8220;DOWNVALUING&#8221;</title>
		<link>http://www.thefinancezone.co.uk/house-buying-the-bbc-reports-downvaluing/</link>
		<comments>http://www.thefinancezone.co.uk/house-buying-the-bbc-reports-downvaluing/#comments</comments>
		<pubDate>Sat, 08 Aug 2009 10:32:00 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[News - Updates]]></category>
		<category><![CDATA[House Buyinh]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/house-buying-the-bbc-reports-downvaluing/</guid>
		<description><![CDATA[The BBC Reported this today, Property sales and remortgage deals are collapsing because some mortgage lenders and surveyors are deliberately undervaluing homes, estate agents say. Properties are typically being undervalued by at least 10%, said the National Association of Estate Agents. It said surveyors afraid of being sued by lenders were being overcautious. The Link [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/house-buying-the-bbc-reports-downvaluing/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Scottish Provident  Pension &#124; National Mutual Life&#124; NPI Pension&#124; Royal Sun Alliance &#124; NATWEST Pension &#124; Self Invested Personal Pensions etc</title>
		<link>http://www.thefinancezone.co.uk/scottish-provident-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/</link>
		<comments>http://www.thefinancezone.co.uk/scottish-provident-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 16:02:24 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Scottish Provident]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=280</guid>
		<description><![CDATA[

If you have a SCOTTISH PROVIDENT Pension you must take action today!
It’s now 2009 and the decade seems to be slipping away, however the old problems of poor performing and high charging Pension Plans do not seem to go away.
Despite the regulator asking more and more of the industry there seems to be no notice [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/scottish-provident-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Scottish Mutual  Pension &#124; National Mutual Life&#124; NPI Pension&#124; Royal Sun Alliance &#124; NATWEST Pension &#124; Self Invested Personal Pensions etc</title>
		<link>http://www.thefinancezone.co.uk/scottish-mutual-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/</link>
		<comments>http://www.thefinancezone.co.uk/scottish-mutual-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/#comments</comments>
		<pubDate>Wed, 05 Aug 2009 15:57:42 +0000</pubDate>
		<dc:creator>richard</dc:creator>
				<category><![CDATA[Royal Sun Alliance]]></category>

		<guid isPermaLink="false">http://www.thefinancezone.co.uk/?p=277</guid>
		<description><![CDATA[

If you have a SCOTTISH MUTUAL Pension you must take action today!
It’s now 2009 and the decade seems to be slipping away, however the old problems of poor performing and high charging Pension Plans do not seem to go away.
Despite the regulator asking more and more of the industry there seems to be no notice [...]]]></description>
		<wfw:commentRss>http://www.thefinancezone.co.uk/scottish-mutual-pension-national-mutual-life-npi-pension-royal-sun-alliance-natwest-pension-self-invested-personal-pensions-etc/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
