Author name: Richard Smith

Richard Smith provides financial guidance and training since 1988 and continues to train and educate individuals and business owners in those things that actually make money. My approach and training is one of the 'Kaizen' taking small but practical steps to improve your finances without an adviser. Focusing only on what works and what costs the least.

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Power of Attorney and the Court of Protection (LPA) : Safeguarding Your Future

LPA – Powers of Attorney and the Court of Protection: Safeguarding Your Future Navigating life’s uncertainties requires preparation, especially regarding our health and finances. Powers of attorney (LPA’s) and the Court of Protection play pivotal roles in this preparation, allowing individuals to appoint trusted persons to make decisions on their behalf if they’re unable to […]

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IHT400: The Inheritance Tax Form You Can’t Afford to Get Wrong

If someone dies and their estate is worth more than £650,000 (that’s two times the current nil-rate band of £325,000), things change. If it includes a home, you might also be dealing with the residential nil-rate band. Go over these limits, and you’ll need to complete the IHT400 form. Sounds simple? It’s not. The IHT400

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Crawley Rogue Traders Notice – Matthew Teague Bathroom Fitter

Matthew Teague. Bathroom and Kitchen Fitter, Ifield Crawley. Claim Number 484MC*** Won at Horsham County Court. Claim is not settled. This was the second claim against him and a win for the client. Leave to appeal was declined by the judge. Quite simply, he was paid and didn’t complete any of the work. If you

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Done-for-You Probate Services in Crawley – Stress-Free Support for Executors

Executor Duties Overwhelming You? We’ve Got You Covered. Being named an executor might sound like a privilege. In truth, it’s a full-time job you probably never applied for. You’ll be sorting someone else’s financial life from top to bottom.Dealing with banks, insurers, investment firms, pension providers and call centres.Collecting paperwork, waiting on hold, filling forms,

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