Once the only source of regular income for the Legal Profession – has started to change dramatically.
In the event of a death, there is a good chance you’ll be overwhelmed with the amount of paperwork and the number of things that need doing. WInding up someone else’s affairs was never going to be easy, It’s not something can ever prepare for; on top of the emotional issues – we’ve now got a pile of papers to sort through and a complex legal process to wander through. Then there is the issue of what to do next, who to call, what papers are needed and when…
Stop, get in touch with me today. I’ll gladly give you the information you need to start you off, you can then decide the things to tackle first. 15 minutes of telephone time, no cost, no obligation – I won’t even follow up with you unless you ask. The link is here The link to book your free consultation is here. No obligation, no matter how complex.
I’ve spent over thirty years in main stream financial services and now work solely in a number of areas, one of these is dealing with the issues on death – probate. I offer a fixed fee service so you don’t have any surprises and I keep you informed as to the progress – usually it takes weeks instead of the ‘usual months’.
There is more information on this page, read it and then get in touch. I’ll be straightforward and sympathetic – helping you through this difficult time. Even if we can’t work together – my help and guides will help you make better decisions. No obligation and all the one to one guidance you need.
- I deal with all of the ‘authority’ organisations on your behalf
- I deal with the probate office for formalising the estate
- I deal with the collecting of all funds due and settle all liabilities but I do not have access to any of the funds (special process)
- All of the paper chasing/follow ups and feedback is dealt with for you.
- Land registry dealt with on your behalf
There is no need for you to be involved at all, you carry on with your life – at a difficult time knowing everything is being done for the deceased in timely and efficient manner.
I also offer a complete money back guarantee – if you are not happy at anytime with my/our work then we’ll refund any money you have paid – and or not charge you for work done to date. I want you to be 100% happy and relaxed – so I make it no risk for you.
Unique Pay as You Go Service – No Charge If Not Delighted.
Over here at The Finance Zone I don’t just want to help you with your probate/probate application. I want to go the extra mile for you. This means
1. Any fees are fixed in advance – no surprises.
2. If you are not happy at any point – let me know and I’ll refund anything you’ve paid and return any papers.
3. Provide you with a ‘pay as you go – monthly’ service – which means you don’t have to find big chunks of cash upfront.
4. Probate usually completed in weeks not months.
5. Evening appointments not a problem.
The conundrum for you is what are your options?
- Take time off work in order to deal with the paper and the endless forms that need completion.
- Get together with a couple of family members and muddle through, using GOOGLE to work through the difficult bits.
- Buy a book on the subject and hope that helps.
- So you speak to a couple of your friends and neighbours – only to find that they also faced similar problems to you and found the only way to avoid the expensive and time-consuming paper chase was to hand the whole thing over to a local Solicitor and pay a small fortune in order to get the thing moving forward.
The key to all of this is, there is a different way of dealing with probate. After dealing with my own relative’s affairs and the probate system I started working with a number of clients who were in a similar situation to you – wanted someone else to take the strain, wanted some help with the paper chase process – but didn’t want to hand control to a third party solicitor.
So I now offer a couple of options for solving the probate problem – one that keeps you in control but takes only a few weeks to solve a problem that mostly take months and sometimes years.
At a difficult time – a probate service you can rely on.
All enquiries are treated in the strictest confidence and with no time pressure. I’ll also provide you with a copy of my Dying to Know workbook which outlines how you should prepare for your final days and what you should do.
Not so long ago the only option you had was to use a solicitor or the DIY route, of course the local bank was interested but as relationships soured in this area less and less work is being picked up by them, importantly the costs have increased massively in recent years.
What is probate?
- On the death of an individual, someone has to deal with their estate (money and stuff).
- Debts have to be paid and debts due have to be collected.
Probate is the ‘state authority’ given to one or more persons to deal with these outstanding matters (officially they are called Executors or Trustee’s).
The Probate Office provides a document called a Grant of Representation which allows the executor to deal with the affairs of the deceased, collect and repay debts etc.
This document is required to show the correct person or persons have the Probate Service’s authority to administer an estate. That’s it.
Provided your will is valid then your Trustee’s can wind up your affairs at a rock bottom price.
And my big concern is that married couples get a bit of a double whammy by the legal profession in relation to probate because they are able to charge for winding up your affairs even if you have a mirror will and joint assets. This means that the process of winding up your affairs is dead (excuse the pun) simple, yet the full rate is still charged.
An average estate valued at £170,000 could expect to find in the region of £7,000 (plus VAT) when with a little planning, and some phone calls, filling in few forms you could do it for less than £350. A saving of… look you do the maths. But I make it £8050 or so.
The real issue here is not that your solicitor will charge you for the work they have to do, but that the get it delivered on a plate, just by being appointed as Executors.
Now if they are not appointed it is possible to use a solicitor to wind up your affairs after death, but then it is the choice of those dealing with your probate. It’s just question of control. The term Good Will originally comes from the ‘number of good wills in storagage’ i.e the number they are appointed to act as Executors on.
You just need to make sure that your final will does not appoint a third party who is able to charge for their services.
The business of probate is an administration job, a paper chase. It does not need a bright legal mind
Further as the Probate Office forms part of the Court Service a public body they will provide all of the help you need if you want to go it alone – however if you want some help and want to understand the wrinkly, awkward bits – then let me hold your hand.
Action – what you need to do now is check your most recent will and see if you have a mirror version (partner and spouse get all on first death) and then double check to see if you have appointed a solicitor as Executor. If you have a simple rewrite of your will is required in order to save thousands, and double up again on second death.
Contact me below when you are ready. A probate service for the modern world.