Once the only source of regular income for the Legal Profession – has started to change dramatically.
I spent over thirty years in main stream financial services and now work solely in a number of areas, one of these is dealing with the issues on death – probate. I offer a fixed fee service so you don’t have any surprises and I keep you informed as to the progress – usually it takes weeks instead of the ‘usual months’.
There is more information on this page, read it and then get in touch. I’ll be straightforward and sympathetic – helping you through this difficult time. Even if we can’t work together – my help and guides will help you make better decisions. No obligation and all the one to one guidance you need.
Please don’t call me – this is to be be fair to my existing clients whom I’m probably working for when you call. Use the contact form below – let me have a date and time to call you and I’ll do my best – if I can’t make it, I will be in touch.
A while ago the only option you had was to use a solicitor or the DIY route, of course the local bank was interested but as relationships soured in this area less and less work is being picked up by them, importantly the costs have increased massively in recent years.
What is probate?
- On death of an individual someone has to deal with their estate (money and stuff).
- Debts have to be paid and debts due have to be collected.
Probate is the ‘state authority’ given to one or more persons to deal with these outstanding matters (officially they are called Executors or Trustee’s).
The Probate Office provides a document called a Grant of Representation which allows the executor to deal with the affairs of the deceased, collect and repay debts etc.
This document is required to show the correct person or persons have the Probate Service’s authority to administer an estate. That’s it.
Provided your will is valid then your Trustee’s can wind up your affairs at a rock bottom price.
If your Trustee’s (Executors) are solicitors or your bank then the world is little bit different, Rock Bottom does not spring to mind.
And my big concern is that married couples get a bit of a double whammy by the legal profession in relation to probate because they are able to charge for winding up your affairs even if you have a mirror will and joint assets. This means that the process of winding up your affairs is dead (excuse the pun) simple, yet full rate is still charged.
An average estate valued at £170,000 could expect to find in the region of £7,000 (plus VAT) when with a little planning, and some phone calls, filling in few forms you could do it for less than £350. A saving of… look you do the maths. But I make it £8050 or so.
The real issue here is not that your solicitor will charge you for the work they have to do, but that the get it delivered on a plate, just by being appointed as Executors.
Now if they are not appointed it is possible to use a solicitor to wind up your affairs after death, but then it is the choice of those dealing with your probate. It’s just question of control. The term Good Will originally comes from the ‘number of good wills in storagage’ i.e the number they are appointed to act as Executors on.
You just need to make sure that your final will does not appoint a third party who is able to charge for their services.
The business of probate is an administration job, a paper chase. It does not need a bright legal mind
Further as the Probate Office forms part of the Court Service a public body they will provide all of the help you need if you want to go it alone – however if you want some help and want to understand the wrinkly, awkward bits – then let me hold your hand.
Action – what you need to do now is check your most recent will and see if you have a mirror version (partner and spouse get all on first death) and then double check to see if you have appointed a solicitor as Executor. If you have a simple rewrite of your will is required in order to save thousands, and double up again on second death.
Contact me below when you are ready. A probate service for the modern world.