Just three things make the difference... 

“If all you needed to do in order to become financially independent, was to sit down in front of an adviser once a year – you’d never get an appointment with one. 
Demand would be so great, these people would be Gods. Truth is, advice is not the answer, principles are. 
In 2022 principles are simple to action and work even better than they have in the past - which is why we encourage them, actually, if you do nothing else but stick to some basic money principles then you will end up one of the 1% instead of the 99%"
Money | Mindset | Time
Three things that change everything. 

Debt
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