Author name: Richard Smith

Richard Smith provides financial guidance and training since 1988 and continues to train and educate individuals and business owners in those things that actually make money. My approach and training is one of the 'Kaizen' taking small but practical steps to improve your finances without an adviser. Focusing only on what works and what costs the least.

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Money Trainers – Teaching You How To Manage Your Money – Charges.

When any price war starts there are rarely any winners, however I think I have found one that is good for consumers that want to invest.   During my 26 years providing financial advice to individuals there has never been a better time to manage your own investments, quite simply you as a consumer can

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