Author name: Richard Smith

Richard Smith provides financial guidance and training since 1988 and continues to train and educate individuals and business owners in those things that actually make money. My approach and training is one of the 'Kaizen' taking small but practical steps to improve your finances without an adviser. Focusing only on what works and what costs the least.

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Personal Financial Planning – Care Fee’s | Bitcoin | Estate Planning

In this article. Welcome to 2018. Stock Market Risks – Flight of capital. Bitcoin and other Crypto Currency Care Fees Planning – Scam Busting. Estate Planning – Will Writing   2018 is with us. Like it or not we’ll seem more changes this year than we did in the last. The more erudite of the

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Investing for income – 2018 | The Adviser Industry is wrong.

Over the last thirty  years or so I’ve managed to confirm a  couple of things about investing and making your money work hard through investing. There is no doubt that there are several investment options that make money and many that don’t and investing for income is one of the things that works and will

Investing for income – 2018 | The Adviser Industry is wrong. Read More »

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